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Personal liability insurance, generally known as umbrella insurance, is one the best values in the industry. Learn how an umbrella policy can protect you from financial ruin.
Any business needs adequate insurance cover to protect it against disaster. However, a restaurant has unique features which need a special set of policies for full coverage. Here are seven types of insurance no restaurant should be without.
The short answer is no, employer liability insurance is not the same as workers’ compensation. General liability provides coverage for claims and lawsuits filed by members of the general public, while workers’ compensation protects a business from claims or lawsuits filed by employees. Read on to know how they work together and why your business needs both.
All businesses require insurance, no matter the size of your business or in what industry you operate. The right type of insurance provides a solid backdrop for your company, giving you the peace of mind that your assets and your future are secure. Here are the different types of home business insurance that may be needed if you work from home, depending on your situation.
Insurance jargon can be hard to understand, and possibly frustrating when you end up paying more for your insurance policy than you thought you would. Knowing some of the terms your insurance agent may use can definitely help. Here’s the difference between deductibles and self-insured retentions.
Imagine what would happen if someone would trip and break a leg while in your store. Or if the heating system your workers installed quit working in the middle of winter. Without business liability insurance, you could be exposed to possible lawsuits, and have to pay for the damages out of pocket.
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